Terms of Service

Using this service

You may use this site to review educational information, submit a mortgage inquiry, communicate about that inquiry, and use preliminary calculators. Provide accurate information, use the service only for lawful purposes, and do not attempt to interfere with its security or operation.

Not a loan application

Submitting the intake form on this site is an inquiry, not a loan application. It does not affect your credit score and is not an approval or offer of credit. A licensed loan officer will follow up to discuss your options and any actual loan application is a separate step handled directly with them.

Communications consent

By checking the consent boxes on the intake form, you agree to be contacted by the selected channels (phone, text, and/or email), including by automatic dialing systems, prerecorded messages, or an AI assistant where applicable. Consent to be contacted is not a condition of receiving loan services. Message and data rates may apply to text messages.

Message frequency varies with your inquiry. Reply STOP at any time to opt out of all messages, or HELP for assistance. Carriers are not liable for delayed or undelivered messages. We do not sell or share mobile opt-in information with third parties for their own marketing.

Text-message consent is optional, unchecked by default, and separate from submitting an inquiry. You may also use our online opt-out page.

Educational estimates

Calculators, property-value ranges, and other automated results are informational estimates, not appraisals, underwriting decisions, rate locks, or offers. Actual eligibility, value, rates, fees, and terms require verification by the applicable licensed professionals and providers.

No warranty

This site and the information it provides are offered "as is" without warranties of any kind. Loan terms, rates, and eligibility are determined by the licensed lender and officer you work with, not by this website.